FEMA National Flood Insurance Program
Community Rating System & "Flood Warning System"
The City of Oviedo is an active participant of the FEMA National Flood Insurance Program Community Rating System. Our governmental participation through the City of Oviedo Comprehensive Emergency Management Plan, Storm Water Master System, Debris Management, and other governing criteria, has resulted in the ability of residents to apply for insurance premimum discounts from your insurance carrier for the "flood insurance" category of your policy.
The City of Oviedo has been a participant since 1979 of the FEMA National Flood Insurance Program which is managed by the Federal Insurance Administration. The City of Oviedo National Flood Insurance Program assigned participant number is 120293. This assignment number may be requested by your insurance carrier when you apply for flood insurance coverage.
The City of Oviedo manages a Master Storm Water System including over 200 retention water ponds, tributaries, streams, lakes as well as the drainage system throughout the Oviedo Community. Year round maintenance results in a successful Master Storm Water System that is effective in moving rainfall quickly during a high rain event. You may however experience localized flooding during heavy rainfall periods, although this normally diminishes shortly after a passing storm. Typical residential flooding occurs as a result of changes made to adjacent properties such as the addition of landscaping, trees, privacy fences, swimming pools, etc., and is not the responsibility of the City of Oviedo.
Please partner with us in maintaining the Master Storm Water System by not placing debris or materials that may damage the system or cause water flow backups such as grass clippings, landscape debris, and never dispose of automotive chemcials, cleaning chemicals, law maintenance chemicals, etc., in the inlets and other parts of the Sorm Water System. Please report immediately any of the above issues to 407-971-5668 and attempt to provide exact address, situation, description of violator/vehicle.
This outstanding rating for the Oviedo community, allows you to apply up to the following maximum flood insurance amount:
Building Maximum Coverage
Single Family Dwelling $250,000
Other Residential $250,000
Small Business $500,000
Contents Maximum Coverage
Small Business $500,000
The City of Oviedo does not specify nor require that you purchase flood insurance as part of your home or business insurance policy. We suggest you consult your insurance carrier and evaluate your individual flood risk. You may also wish to visit the FEMA web site and review the content related to flooding, and also review the FEMA Flood Insurance Rate Map. This information can be found by visiting:
FLOOD WARNING SYSTEM & NOTIFICATION
We encourage our residents and business owners to determine if you reside within a specified FEMA Flood Zone or a Flood Prone area. Those properties that fall within a Flood Zone or Flood Prone area are at greater risk of encountering flooding from rising water from daily thunderstorms, tropical storms or any othere severe weather event.
The procurement of insurance must be in place prior to a Flood Event and well in advance of the disaster. Your insurance carrier can assist you with securing Flood Insurance coverage. Flood insurance is normally an additional item you must add to your coverage.
EMERGENCY MANAGEMENT ALERTS
The City of Oviedo Emergency Management will also provide reverse 911 phone message alerts for those potential disaster events which will foucs on those homes or businesses that re specified within a Flood Zone in accordance with the current FEMA Flood Maps. The property however must have a landline telephone with a published phone number. Non registeretd or private numbers are not included in the alert method.
OTHER ALERTING METHODS SUGGESTED
We strongly recommend that ALL residents and business owners incorporate other alerting methods for potential Flood Watches or Warnings. These include a "weather alert radio", registering with a local news media web site for "e-mail or text message alerting" and monitoring local daily weather from both television and radio media outlets.